yesterday at 15:00.
Chris Hogan shares 3 other great investing options.
Where Do I Invest After I’ve Maxed Out My 401(k)?
141 likes - 16 comments
yesterday at 15:17
Unfortunately there are few ways to reduce your tax liabilities after you start making real money. Start an llc and get a business generating revenue. Then you can start finding business deductions.
yesterday at 16:45
.....On 401k, that Roth IRA's have better tax benefits. With pretaxed 401k's, when you start taking distributions, the only tax free monies are those that you have already paid taxes on.
yesterday at 15:11
Jason Shoemaker.. This talks about the Roth IRA I was trying to explain to you.
04/28/2017 at 21:00.
It's not good for you to be on 24-hour entertainment duty!
Why Your Kids Need to Be Bored This Summer
1522 likes - 71 comments
Sarah Carlson Kalagias
yesterday at 00:01
Kids who are constantly entertained can become entitled adults. Why not take them volunteering somewhere? Doesn't cost anything and they will learn to focus on others.
04/28/2017 at 22:52
My kids complained about being bored once. I filled 2 buckets with water and Murphy's Oil Soap and washcloths and told them to start scrubbing woodwork. Lol after that the phrase most used for years was "I am uninterested in doing anything". Haha they learned real quick around me to never say bored...
04/28/2017 at 22:52
It is so important for kids to have playtime without their parents hovering over them or organizing it. Their bedrooms/playrooms should be a safe place with toys and supplies readily available and easy for them to access on their own without the assistance of a parent. They need freedom to use those wonderful little minds that love to create and explore!
04/28/2017 at 18:00.
Don't miss out, only 2 days left!
Calling All Teachers!
155 likes - 129 comments
Elizabeth McGuire Little
04/28/2017 at 18:08
Thank you so much for including homeschoolers! :)
04/28/2017 at 23:06
I am upset went to register and there is not a spot for preschool teachers WHY!
Kristi DeWolf Housley
04/28/2017 at 21:47
Kendra DeWolf Vair- do this!! Remember last time I suggested you try to win something!? #gocart
04/28/2017 at 15:00.
Changing your money habits will reflect how your children handle money. #DaveDaily
1992 likes - 27 comments
Bethany Souther Zell
04/28/2017 at 15:08
We have been working through Financial Peace Jr. with our daughters - ages 6 and 13. This morning, my 6 year old says, "I'm excited to go to the movies tonight, but first I need to make a spending plan...a GOOD spend plan! I don't want to let my money make the plan for me!"
Christine Burke Franson
yesterday at 01:52
More is "caught" than "taught", but I see kids who are total opposites of their parents when it comes to money. Shame to see parents who worked hard, then scrimped and saved, give huge sums of money to their kids who refuse to budget or save for all of their wants. Enablers either way is not a good thing.
Maryann Coble Nine
04/28/2017 at 15:12
Some parents are financial wrecks and are burdens to their children. Some lay religion on their children guilting them into taking care of them. 2 Corinthians 12:14 says children shouldn't have to save up for their parents, but parents for their children.
Most true millionaires aren’t driving Lamborghinis and eating caviar.
5 Simple Habits of the Average Millionaire
2626 likes - 98 comments
04/28/2017 at 00:27
Many people who live in expensive homes and drive luxury cars do not actually have much wealth. Then, we discovered something even odder: Many people who have a great deal of wealth do not even live in upscale neighborhoods. The millionaire next door
04/28/2017 at 00:52
I know a lot of people that live in big beautiful homes, drive expensive cars, have expensive clothes, sunglasses and purses. They have collection agencies calling all the time, overdraft notices and utilities being cut off. Doesn't seem like a fun life to me.
04/28/2017 at 01:29
Started the envelope system in March and we already quadrupled our cash flow at the end of the month and paid off $6000 in student loan debt. It's so true. You budget and keep track of your money and you reap the benefits!!
04/27/2017 at 21:00.
We're talking a $60,000 difference!
An Easy Way to Make More Money Selling Your Home
601 likes - 82 comments
04/27/2017 at 22:28
I already have a job and needed to move across country rather quickly. Had 3 real estate agents appraisals, picked the realtor, told her what I needed, she sold it in 6 days. Best decision of my life
04/27/2017 at 21:28
I have to disagree with Dave on this one. What is wrong with completely familiarizing yourself with the market (which you should already be anyway), having it independently professionally appraised, and selling your place FSBO. I don't need to pay a paper pusher 3%.
04/27/2017 at 21:25
I sold our home and listed in on forsalebyowner.com and got calls after calls with it sitting up for sale for not even 2 months! Plus we got people with no agents! Win win! You have to do your homework and maybe pay the $1000 for a real estate attorney that way you don't screw up final paperwork
04/27/2017 at 18:00.
You work hard for your money, now it's time to make it work hard for YOU! Get started on a proven plan to win
[ Bit.ly Link ]
602 likes - 247 comments
04/27/2017 at 18:55
Two things I never thought would own in my life...a Kia and a minivan...Now I own a Kia minivan!!! They are super convenient!
Connie Murray Williams
04/27/2017 at 19:02
Grandparents want to gift our kids with money for college. Our kids are 10 months old and two 11yr olds. What's the best way? For them to start a 529 for them?
04/27/2017 at 20:52
Kathy, ok just checking. Sorry to hear that. I wish you the best! Dave's plan really does work. It's usually not a quick fix but it's a satisfying one!
04/27/2017 at 15:00.
Realizing your problems now just means a solution is closer. #DaveDaily
2695 likes - 18 comments
04/27/2017 at 16:57
That's me. An optimistic realist. I lost a leg in an accident 4 years ago and days after my 66th birthday in February i was diagnosed with bladder cancer.
Cant stop. Cant go back. Got to go forward.😀
04/27/2017 at 18:44
This is a sobering article about debt:
[ Moneyish.com Link ]
04/27/2017 at 15:38
The most cathartic experience is to reveal your personal finances to a spouse or a friend. Only then will you get an unbiased voice to tell you how you're doing. Don't allow your inner voice to keep deceiving you about your financial situation. The truth will set you free 😄
Budget for it now so you can enjoy it when it gets here! // EveryDollar
7 Most Commonly Missed Expenses in May
604 likes - 25 comments
04/27/2017 at 13:30
I'm so broke I'm actually glad I'm not doing any of these. Well, except visiting my family.
It seems like I have big expenses year round these days so I'm just going to start saving more aggressively.
Jackie Mutchmore McPherson
04/27/2017 at 00:04
I actually cut up a Roma tomato and planted them. I got 25 plants out of 1 tomato! Now that is a bargain!
04/27/2017 at 12:34
It's a great communication starter but I think the point is lost on some. If you are truly "living like no one else to live like no one else", what are you prioritizing above savings, debt, retirement and college with gifting coming last. Prioritize special events and gifts that are known about a year in advance, without breaking budgets
04/26/2017 at 21:00.
He refused to accept the status quo, and it paid off...literally.
Ron Didn't Need a College Degree to Become a Millionaire
2004 likes - 55 comments
04/26/2017 at 21:08
I've met and hired multiple people who didn't have a degree. I had to pass on promoting someone because they didn't have a degree. Instead we hired someone with an mba who had an outstanding warrant for his arrest. We eventually did the right thing and promoted the internal guy without the degree. Pathfreedom.com
04/27/2017 at 00:22
WAIT!!!! I know Ron!?! He's a friend of my wife's family!! He's awesome BUT I never knew this about him. Ron is a straight shooter & a great man! VERY COOL!
04/27/2017 at 05:30
Still have to work your butt off to pay off student loans. That's a waste when you could get a job without having to get a degree. Apprenticeships need to make a comeback, hands on experience is so much more effective than boatloads of book learning.
04/26/2017 at 18:00.
80% of millionaires didn't inherit their money. They started with nothing and grew their wealth as they went. The choice is YOURS. Start on a proven plan to win TODAY:
[ Bit.ly Link ]
1507 likes - 216 comments
04/26/2017 at 18:47
Second year anniversary is May 11th. And our house is already paid for. God is good. Thanks for teaching common sense, Dave.
Myrna Ruiz Reyes
04/26/2017 at 18:22
I believe that all couples who are planning on marriage should take some sort of financial planning class. Money is such an issue in a marriage and both "him & her" need to be on the same page rewarding spending.
Amy J Flores
04/26/2017 at 19:33
I'm a single parent doing all of this on my own too. The bottom line is you have to stay positive. And you CAN do it. It may take us a little longer, but it is possible. Keep your chin up.
04/26/2017 at 15:10.
Give yourself permission to spend. You will feel like you got a raise. #DaveDaily
3229 likes - 59 comments
04/26/2017 at 19:05
I'm trying to start on Daves plan. The baby steps. And creating a budget. But I'm at a loss and don't know where or how to start. I need help. Someone to sit down with me and write it out. Ugh!! Finances scare me. I am not good in math. 😬
04/26/2017 at 17:04
i really like listening to you on my way home from work. I have saved up some money on saving account and now whatever money is given to me I have put in saving and every paycheck i put some money in savings. Not a huge amount just to were im comfortable. i write every bill down and put how much is going to savings.
04/27/2017 at 02:55
Every dollar app really helps us budget, love listening to Dave Ramsey.. please go through financial peace university... it works if you do it...
04/26/2017 at 12:00.
This is one secret we’re happy to share!
The Secret to Saving Money
485 likes - 26 comments
04/26/2017 at 12:44
The secret to saving money is simple. You have to live under your means to save and build wealth. It's the only way. If your spending is always maxed out, especially on things that go down in value like vehicles, in the end you won't get ahead.
04/26/2017 at 19:49
Priorities. The last few years fixing broken stuff and buying stuff on my wants list was a high priority. Now my priority is saving up a big emergency fund. When that's done my priority will be retirement savings.
04/26/2017 at 19:51
The Key here is to stay out of debt. I dont know why people get all mad and start talking mess about Dave Ramsey's way. If you dont like it, then dont do it! But you shouldnt get all bitter and talk trash! Lol. They key here is GET OUT OF DEBT! Run from it! Live a joyful blessed life!!!! #DaveRamseyRocks!
The market isn’t always predictable but that doesn't mean you can't win.
How to Avoid Costly Mistakes When the Market Is Down
231 likes - 9 comments
04/26/2017 at 00:53
You should invest each and every month regardless of the market ups and downs. Your portfolio is a long term strategy for building wealth over decades, not days.
04/26/2017 at 01:29
When the market is down. BUY!!! Don't sell at all if you have time on your side. Definitely don't watch it every day either since you won't be able to sleep. pathfreedom.com
04/26/2017 at 02:57
Completely agree. It's one of the most boring but diligent things you can do but will pay off in the long run.
04/25/2017 at 21:10.
A secret so good we couldn't keep it to ourselves!
The Best Way to Improve Your Credit Score
699 likes - 58 comments
04/25/2017 at 22:11
What about the use of credit scores with insurance companies? They sure do use them for auto and homeowners insurance rates. Credit scores do matter. IMHO. I found out this is why my insurance rates went up. So, my new plan is to use self-lender loans and a credit card, which I make absolutely sure to pay off each month. It has resurrected my credit score all while not increasing my debt.
04/25/2017 at 23:33
I have no issues with credit cards. Good for Dave Ramsey, that he's a self made millionaire. But in the real world, credit matters. Just don't be an idiot and abuse it
04/25/2017 at 21:14
Yea it does indicate how good you are spending with debt. And when you pay it off each month and never pay one dime of interest you will be well over 800.
04/25/2017 at 18:00.
The #1 cause of wealth...steady monthly investing. The average millionaire doesn't inherit, they save. Get started on your path to becoming a millionaire TODAY bit.ly/2oIEAIQ
1620 likes - 244 comments
04/25/2017 at 20:49
My husband and I are LITERALLY walking into the bank as we speak to make our final car payment. It's official, WE ARE DEBT FREE!
04/25/2017 at 18:05
Dave you are a saint and a savior!!! Thank you! Debt free & on baby 👶🏼 step 6!! My late father was a banker, he would be so proud to know his 42 year old is on her way to "giving like no else!"
Jennifer VandeVisse Hessels
04/25/2017 at 18:22
We just paid off our house!!!!! We are officially weird Dave! 😄👍🏡
04/25/2017 at 15:00.
Marriage is not a competition. #DaveDaily
10298 likes - 134 comments
04/25/2017 at 15:09
We got married 4 years ago on at Friday After 5 June 21st. That Saturday we closed her bank accounts put her money in mine and added her name to said account. Our paychecks and bills are all paid out of this account. We decide we wouldn't build " A way out of the marriage" I still wear the pants in the family, she does tells me what pair I can wear. :) It has been a great marriage.
Judy Jordan Hendrick
04/25/2017 at 15:23
Been 44 yrs married to a man whose motto is, "The one who gives the most wins." That attitude makes it work.
04/25/2017 at 16:29
Call me egotistical but I felt like bragging every time I dropped an argument as a kid. My sisters would say "ha! I win!" And would be all "nope! I won because I refused to argue". In marriage it's a thousand times more important to just drop it when arguing is only hurting the other person. If you are right it will prove itself in time. If you are wrong arguing just makes you look like an idiot. State your feelings and shut up. 😁
04/25/2017 at 12:00.
These small changes could mean a big difference each month!
5 Ways to Improve Your Personal Budget
922 likes - 28 comments
04/25/2017 at 19:43
You should follow this guy and watch some of the videos :) he's got some great tips that I knew about I just never really put them to use.
Two Salves and an Oil
04/25/2017 at 12:28
Dave Ramsey, your EveryDollar online budgeting system is absolutely the best budgeting system EVER! I signed up for the trial version and was so impressed by the ease of using it that I worked the budget to find the extra money to pay the yearly fee. Thank you so much for developing a budgeting system that is easy to use and best of all, User Friendly!
04/26/2017 at 01:53
I actually took a Dave Ramsey course at our church and paid off $5000. In debt. It was amazing!!
Parents, this could really pay off!
Simple Quiz, Big Rewards
200 likes - 76 comments
04/25/2017 at 01:52
Nate Mcfarland give it a try... only good until the 25th of April
Julie Wachtendonk Klika
04/25/2017 at 13:11
what about a challenge to pay off Salle Mae for people that haven't paid off there bill after 15 years from graduating.
04/25/2017 at 01:52
Will the participators get some sort of email notice that they have successfully completed the quiz portion?
04/24/2017 at 21:00.
Are you getting the most out of your retirement savings?
4 Questions to Evaluate Your Retirement Savings Performance
184 likes - 3 comments
04/25/2017 at 02:36
Unfortunately most 401k's don't have a huge selection of funds. Mine has 30 total. I compared the target fund to separate index based mutual funds. The target fund was lower overall in expenses by a long shot. pathfreedom.com
Loni Lizama Calloway
04/24/2017 at 21:09
Corey T. Calloway