today at 01:00.
We weren't meant live in isolation.
4 Reasons We All Need Community
351 likes - 2 comments
today at 03:19
Amen! I can say that realizing this need has probably made the MOST difference in my life!
today at 02:38
Hannah Lawhon, Crissy Clark- let's make it happen ladies 😊
yesterday at 22:00.
Is it really a good deal, or are you just getting duped?
4 Retail Tricks That Can Make You Spend More
240 likes - 7 comments
Imma Tragsar II
today at 01:01
another one I always see is buy one get one 50% off. it makes you want to spend that extra 50% you never intended to.
today at 01:05
Can't read article unless you sign up for email.😡
yesterday at 22:27
Keith Moran u should read this 😘
yesterday at 19:00.
Winning with money is 80% behavior, 20% knowledge. Let Dave keep you motivated LIVE on Facebook!
[ Bit.ly Link ]
935 likes - 305 comments
Charlotte Rone Strahan
yesterday at 19:01
I look forward to this show every day now!
yesterday at 19:01
Hi Mr. Ramsey
yesterday at 19:02
Birmingham, AL here
yesterday at 17:18.
Women across the country are starting and growing successful businesses around their passions. You can too with this book!
Your Guide for Making Money Doing What You Love!
165 likes - 15 comments
yesterday at 17:20
Allison Pease Allison Pease, RD Lets get you started. I believe you have all the tools for success. We can make it happen. :-)
yesterday at 17:41
Anne-marie Ramo you may not want or need this but it made me think of you. Go girl!
yesterday at 17:52
I preordered this yesterday and I'm hopeful it will be as good as "they" say!
yesterday at 16:00.
They are called ‘baby steps’ for a reason. #DaveDaily
3507 likes - 61 comments
Audra Boren Karlinsey
yesterday at 16:28
Almost finished baby step three over here. Just waiting on our tax refund then our emergency fund will be fully funded. Next step, save 20% down payment on a house!
Alice Austin Stanley
yesterday at 17:05
We are 67 Y.O and just starting these baby steps. In week 3. Kind of a scary place to be at our age. So much guilt of what we should of/could have done in our younger years. Gods word says all these are possible with God, so I pray He smiles on the efforts of this Gammy and Papa and teaches us what we need to know to make it though our golden years. Thank you Dave for the tools and your leadership.
yesterday at 18:32
Thank you Dave Ramsey! My wife and I are officially debt free! We just paid off my student loan and our car. We are now on baby step 3 and we feel absolutely amazing! We can't wait to see you in April when you come to Phoenix!
yesterday at 01:00.
They're inevitable but they don't have to be stressful.
The 5 Huge Benefits of Filing Your Taxes Early
756 likes - 24 comments
yesterday at 01:06
I start calculating my taxes in January which gives me 4 months to come up with the amount to pay. But I don't file or send anything in until the deadline to make sure there aren't any last minute changes to the tax code.
it also gives me plenty of time to make sure I didn't forget anything.
yesterday at 01:17
I just got my federal refund yesterday. I filed at the end of January. FYI-Refunds are being delayed for weeks as a mechanism to prevent identity theft for anyone claiming EIC.
yesterday at 02:12
I have never paid by April 15 and always file an extension. Getting everything together and to my accountant by mid March so he will have 4 weeks to do it is next to impossible.
02/23/2017 at 22:04.
If she can pay off her debt with all that happened to her, you can too!
Bullets Couldn't Keep Judy From Paying Off $58K
901 likes - 27 comments
02/23/2017 at 23:02
We have committed to paying off our debt. It's a big commitment watching our tax return go to debt while I watch others have fun with theirs. Always praying for God's strength to stay commited!
yesterday at 00:16
AMAZING! Love hearing these stories. I am single too and on the debt snowball right now. I love sales and do it for a living so I am using my talents at Carmax. Since starting in Nov I have already paid of 2/5 debts. I am almost done w/ the third one too-- thanks to my full time job successes this month. The plan is to be debt free by September!
02/23/2017 at 22:38
I just got done paying off $30,000 in 16 months! Thanks Dave for all of the help!
02/23/2017 at 19:00.
We've got 3 amazing debt-free screams today you do NOT want to miss! Let yourself be inspired by their stories and get the tools they used to win with money:
[ Bit.ly Link ]
1092 likes - 409 comments
02/23/2017 at 21:06
YESTERDAY MY WIFE AND I BECAME DEBT FRREEEE!!! She didn't want to yell it on the show, but Weee ARRRRE DEBT FRRRREEEE!!!
We made the final payment last night "(2/22)2017" is our dept free Holiday from now on!!!!
02/23/2017 at 19:23
I just paid off my braces and I am starting to make large payments on my car so that I can have it paid off in a year max!! Thank you, Dave!
02/23/2017 at 21:59
We will be debt free by the end of 2018!! 32 grand in school loans and 67 grand for our home in the last 6 years! Also had two kids during that time frame!
02/23/2017 at 17:40.
If you want to be a high achiever in business, do NOT miss this! For more great knowledge like this, join us at our next multi-day event, EntreLeadership Summit!
[ Bit.ly Link ]
129 likes - 5 comments
02/23/2017 at 14:23.
It’s a behavior issue. Not an income issue. #DaveDaily
18141 likes - 386 comments
02/23/2017 at 14:30
I very much agree. You can be broke on 30k or 300k if you haven't mastered living within your means.
02/23/2017 at 15:28
A retired banker once told me, "It's not about how much you make, it's how you manage what you make".
02/23/2017 at 17:58
I've spent my whole adult life trying to out earn my stupidity...finally taking the baby steps seriously and it feels good to watch debts melt away
02/23/2017 at 01:01.
"Extreme busyness is not a badge of honor—it’s a code red." - Chris Brown On Air
What Happened When I Spent a Day With God
6425 likes - 79 comments
02/23/2017 at 16:07
I'm a pretty busy guy and I do feel good about having many things to accomplish each day. I feel even better actually completing those tasks and looking back six months and seeing how far I have come.
Renee Beck Mote
02/23/2017 at 03:41
WHY do ya s'pose God created the Sabbath??,certainly not because He needed to rest that 7th day...but because He knew WE'D need to.
02/23/2017 at 04:53
So true! When I seek God's word and His righteousness, everything falls into place. Matthew 6:33
02/22/2017 at 22:00.
Have you ever stopped to imagine all the things your budget could do if you didn’t have a mortgage?
4 Easy Budget Tips to Save Money on Your Mortgage
1138 likes - 82 comments
02/22/2017 at 22:13
Bought our house 13 years ago on a 30 year loan. We re-fied to a 15 year loan 7 years ago, best decision ever! Every time we get $10,000 lower on our mortgage balance we treat ourselves to dinner out.
Just paid off our debt and will be spending this year building savings.
But after that, we are going to attack the mortgage big time. Hoping to cut that last 8 years in half!!
02/22/2017 at 22:11
Paid our home off 3.5 years ago. Our giving and saving has been insane to say the least. Best decision ever!
02/23/2017 at 01:16
Most of his advice is outdated. Debt is a must in order to build a credit score. Also, not everyone has $100,000 laying around to buy a house cash. Saving money (even after foregoing Starbucks coffee and packing your lunch for work, is not easy unless you grow your own food, homeschool your kids and live in the middle of nowhere. The cost of living in most major metropolitan areas is outrageous. Income is stagnant on a national level.
02/22/2017 at 19:00.
Big show today! Dave is taking calls, talking to average-joe millionaires, and talks with Christy Wright on how to make money doing what you love. Get the tools and tips you hear about today:
[ Bit.ly Link ]
980 likes - 404 comments
02/22/2017 at 20:30
My wife and I are both active duty and were about 43000 in debt two years ago. Next month we will be debt free except the house!!! Thanks Dave!!
Kathy J McBride
02/22/2017 at 19:56
We are debt free, have our emergency fund and paid for a car last night in CASH for the first time in our married life is always finance cars it felt great
02/22/2017 at 20:44
I lived in a motel for a month with my wife and 2 kids. Now I own 6 homes. Don't be too proud to hit rock bottom and climb up from there.
02/22/2017 at 16:00.
Making a lot of money doesn't make you a millionaire. But saving a lot of money can.
How This Couple Saved Their Way to Becoming Millionaires
4002 likes - 159 comments
Trish Wooten Harris
02/22/2017 at 16:42
I love your line..."people get a kick out of buying stuff...why not get a kick out of saving money. Isn't that a better kick? spot on!! 👍
02/22/2017 at 17:01
6 digits certainly makes it easier but people need to learn to save at any income, even if $5.00 a week...I was always amazed at work how the young ones complained of no money but got their nails done and in the bar every night...guess it's priority...I do know one thing, everybody has a rainy day at any income level.
Durwood Hibbard III
02/22/2017 at 16:39
It's not about how much money you have in cents, but how much sense you have in money.
02/22/2017 at 13:00.
You are the average of the people you spend the most time with. #DaveDaily
5913 likes - 47 comments
02/23/2017 at 02:40
I was 27 years old when I had my first home paid for. By 30 I built new on 20 ac by 33 it was mine clear. My friends started doing it too. Be a tither listen to Dave.
02/22/2017 at 14:04
Absolutely! I have let go of friends, family, and those who negatively put me down and I am now surrounded by those who uplift and inspire and you are one of my circle of influence Dave, these teachings are assisting tremendously! I appreciate you and your team!
02/23/2017 at 05:22
Interesting notion, I've not heard that quote before. The best news is that by this measure I'm well above average, thanks to my high quality friends.
02/22/2017 at 01:00.
Because it is possible to have freedom to live your life today and build security for tomorrow.
3 Retirement Savings Tips for the Young and Single
496 likes - 33 comments
02/22/2017 at 12:45
Jobs are paying the same or less as what they were paying 20-25 years ago and the cost of living is steady rising. With everyone getting college degrees now, the job market is competitive now and a bachelors degree is almost equivalent to a high school diploma. Live with mom and dad or roommate and work as many hours as you can. The only way to survive in the U.S.
02/22/2017 at 01:19
Or you can do what I did and hope to retire after you hit a big jackpot.
Then wake up 45 and broke.
02/22/2017 at 01:34
It's okay to stop of the cycle of living paycheck to paycheck. It can start with you and effect the next generation.
02/21/2017 at 22:00.
Times they are a-changin’.
5 Money Problems We Didn't Have 50 Years Ago
1234 likes - 46 comments
Heather Craven Dunlap
02/21/2017 at 22:19
Tough times ahead for Millenials and Gen Z. High schools seem to be focusing on core classes vs requiring classes that would them prepare for the real future- ie. financial readiness courses.
02/22/2017 at 00:09
Try cable and phone bills too for most people.
We have just internet with iT/iTunes, Netflix and Hulu. So much cheaper than cable. We each have a cell phone, no land line.
02/22/2017 at 12:03
So wrong on Credit Cards...way too many protections over cash or debit. No liability for charges you didn't make, no link to your bank account, Cash back bonus', Lost cash gone for good....
02/21/2017 at 19:00.
It's time to start beating debt and building wealth! Get all the help you need to start today
[ Bit.ly Link ]
1010 likes - 318 comments
02/21/2017 at 19:08
We have been credit card debt free for going on 4 years now. About to pay off our only car loan in 3 short months. It's nice to finally feel like we are on the other side of the fence.
02/21/2017 at 19:05
So glad to have you on Sirius now, I listen every day while hustling to get baby step 2 out. The show helps remind me why I'm doing it all. Great motivation!
02/21/2017 at 19:05
Happy to announce we have started the debt snowball. We have 3 bills paid off. About to tackle #4 in march and only 2 car payments as bills. Soon we will tackle those 2 car payments! This December we will be debt free!
02/21/2017 at 16:00.
Leadership isn’t about position, it’s about influence. #DaveDaily
2813 likes - 30 comments
Stephanie de la Cruz
02/21/2017 at 19:46
I respectfully disagree. People are born leaders or they are not. Good leaders work to develop more effective skills. Bad leaders still lead, they just have destructive results. The basic ability to lead or follow is inborn.
02/21/2017 at 21:36
No one is born a leader, just bad leaders tend to grow from within and push themselves up, great leaders are the ones who step up when everyone around them starts looking at you. How do you develop those skills? Simply make decisions, don't wait for a manager to give you the ok... trust your gut. I'd rather someone who can make a decision, right or wrong, than someone who needs a manager or supervisor to give them the right answer.
02/21/2017 at 17:40
That's true, but a lot of people are not cut out to be leaders either. They don't have the right temperament for it among other things. Personally, I dislike being in leadership.
02/21/2017 at 01:00.
A recent study of worldwide saving habits made a discovery we just had to share!
One Simple Secret That Could Quadruple Your Retirement Savings
740 likes - 23 comments
02/21/2017 at 03:56
Twice as much eh? That's probably because those people with larger incomes need financial planning. People with limited means can't afford the fees for a planner. If you can tell me their ROI was twice as much, then I'm all ears.
02/21/2017 at 04:18
The church I am attending is doing an Financial Peace University semester put on by Dave Ramsey that meets every Wensday night for about 9 weeks, I think. But it is already in its 3rd week
02/21/2017 at 14:52
It's not one secret, it's three steps.
1) Simply save
2) Dig into the details
3) Retirement reality