03/22/2017 at 18:00.
Put some money back in your wallet!
6 Proven Ways to Save Money on Everyday Expenses
175 likes - 4 comments
03/22/2017 at 18:08
Sounds like it's all up to the wives. Maybe the $12/hr guy should stay home with the kids. Bet his wife can get a better paying job than his!
03/22/2017 at 18:13
This is what I tell my kids now that they are having children. If you want to be home with them, try to save what you would make. The cost of daycare alone makes that easier.
03/22/2017 at 18:15
Hope Natividad McDermott
03/22/2017 at 15:00.
You work too hard to have your money go right back out the door. #DaveDaily
3570 likes - 35 comments
03/22/2017 at 15:50
Because what's the point of having all the "best" in life if you're going to lie awake at night and worry about how to pay for it... I'd rather live within my means and have peace of mind for the future.
03/22/2017 at 15:34
That is why I am paying for my graduate school out of pocket. Cash flowing the entire thing in my budget!!! No new debt for higher education.
03/22/2017 at 16:09
Three credit cards paid off as of 3/10, the last one scheduled to be paid off on 6/30, and that will be it! Stay on target...
Guilt-free spending is possible!
Why You Need Some Fun Money in Your Budget
574 likes - 41 comments
03/22/2017 at 01:08
Luckily I live near a city with museums that have free 1st Sundays. A lake in the summer that is $10 a carload, so we pack a lunch and make a day. Sitting outside on the patio enjoying dinner and the nice weather. Going to the library, free or really low cost stuff at the Community College. Get facials, mani/pedi from the students at the cosmo school inexpensively.
03/22/2017 at 01:36
I stash my "fun money" in a jar...anytime I have extra cash on hand I store it away and it builds up.....may not be the best method but it works!
03/22/2017 at 03:32
He answers why and how the budget allows for golf. Actually mentions golf in the article haha. Dave isn't stealing all the fun. He is providing balance and helping reach goals. Thought you might be interested.... Alison Hollister
yesterday at 21:00.
Relying on just Social Security and a 401(k) match isn't going to cover you.
Want a Secure Retirement? Don't Fall for These 6 Myths
199 likes - 14 comments
yesterday at 21:37
I have VA healthcare benefits that cover 100% of my healthcare and dental costs and will provide long-term care for free if necessary. Does this mean I don't need as much saved?
yesterday at 21:47
I have never met anyone that lives sole on their 401k or social security. Everyone should have another form of income coming in.
yesterday at 21:37
Nancy Marino Nowak - unless you are no longer a Dave fan!
yesterday at 18:00.
When you have no payments, do you know what you have? MONEY! Find out how to keep MORE of your hard-earned income LIVE on The Dave Ramsey Show. Get the tools and tips Dave mentioned here:
[ Bit.ly Link ]
1249 likes - 458 comments
yesterday at 19:12
I'm 21 and debt free. I bought myself a congratulations present. A 65" samsung SUHD TV 😂. Ive never had a nice tv, the rest of my money went into a few investments to grow
Kristin Marie Baden
yesterday at 19:33
Love love love every dollar!! It is the easiest way to do a budget. We are in baby step 7 and do our budget every month. It really keeps both of us on the same page.
Angel David Benitez
yesterday at 20:31
Dave I've been following your plan since September of 2015. Since then I've been able to pay 23k in debt. Just have two school loans and the house left. Then I can move onto step 3! Thank you so much.
yesterday at 15:00.
We call them baby steps for a reason. #DaveDaily
2587 likes - 24 comments
yesterday at 16:10
Friday we make our final payment on our debt snowball, $70k in 2 years! I'm so excited!!!
yesterday at 18:16
10 "He who is faithful in a very little thing is faithful also in much; and he who is unrighteous in a very little thing is unrighteous also in much.
11 "If therefore you have not been faithful in the use of unrighteous mammon, who will entrust the true riches to you?
12 "And if you have not been faithful in the use of that which is another's, who will give you that which is your own?
yesterday at 18:04
Amazing advice. I've done things I had thought were impossible because I realized I could break them down into small, manageable steps.
If there’s anything worse than paying taxes, it’s paying more taxes than you have to.
5 Easy Deductions to Save You $2,500 on Taxes
627 likes - 30 comments
yesterday at 22:58
Sad thing is when you do the smart thing and pay off your house, you're stuck with with the standard deduction. Still proud to be debt free for over a year in our mid 50's! Hooray
Marilyn Petersen Lentz
yesterday at 01:46
Let's get behind the FairTax, and end the insanity of the income tax hassle.
Melissa Orth Hunter
yesterday at 00:36
I thought all of these were common knowledge. Deducted them all except college since none of us are in college.
03/20/2017 at 21:00.
3 truths you need to hear to grow a successful business.
How to Make Extra Money Doing What You Love
519 likes - 24 comments
03/20/2017 at 21:05
It's a business. Not a charity. It okay to be successful selling a product.
yesterday at 05:15
Painting. Doing what I love. I do profit.
Austin Michael Peterson
yesterday at 13:45
Brittaney Peterson this article is for you!!
03/20/2017 at 18:03.
We're live with all 3 hours of The Dave Ramsey Show! Get the tips and tools you need to win with money
[ Daveramsey.com Link ]
617 likes - 338 comments
03/20/2017 at 19:37
Thanks Dave for the encouragement we paid off our House last October!! TOTALLY DEBT FREEDOM!! just wanted to yell it silently!!!! :)
03/20/2017 at 19:06
Hello from SLC, UT! My husband and I are starting to go through the home FPU course! We are $80,000 in debt because of school and bad decisions. We are optimistic and want out of this debt jail!!!!
03/20/2017 at 18:35
Mare meal planning and inventory list has cut our grocery budget in half. I meal plan around sales as well. I use app sales and coupons when I can (cvs)
03/20/2017 at 15:00.
Make it happen! #DaveDaily
4022 likes - 50 comments
03/20/2017 at 15:10
I write my goals at the start of the year, then weekly what I have to get done and sometimes small achievements daily...it works, we may not get all done ....but we are one step closer to where we want to be!
yesterday at 14:29
that pencil dreamed that one day it would write like a typewriter.
Jessica Nels Peterson
03/20/2017 at 20:10
There are no dreams only plans! #familynursepractitioner2018
03/19/2017 at 23:00.
Number 3 can really pay off!
9 Small Changes That Can Lead to Big Budget Savings
2207 likes - 125 comments
Megan Marie Miller
03/20/2017 at 05:48
With all due respect buying low quality pet food will cost you vet bills in the future. Look for Whole meats and veggies. Excess starches, corn and other fillers aren't natural for pets and will lead to issues especially in cats.
Susan von Lindenberg
03/20/2017 at 04:06
Don't feed your dog garbage dog food, you won't save money on the Vet bills . Look for discounts on Holistic dog food. I use Victor , comes in 40 pounds bags, I get a discount on auto ship from.chewy
Com. Shipping is free!
03/20/2017 at 05:40
This is hilarious, I literally do ALL of these. I even have ALL but one app they had listed in the article.
Savings class 102:
w the Walmart Saver App you can scan up 7 receipts a day! Find one in the lot? Get $ back on things you didn't even buy!! ;)
03/19/2017 at 19:00.
If you know what broke people do, you know what NOT to do.
6 Reasons People Stay in Debt
2420 likes - 106 comments
Joe N Lana Kinner
03/19/2017 at 19:11
Almost debt free and excited to start building out wealth! Have to stop with our steps for the next six months due to hubby's layoff but as a one income family we are kicking debts butt at a good rate! Student loan and all credit cards will be paid off this year! :)
03/19/2017 at 19:11
Haven't had cable since 2005...don't miss it. I see what's on TV while waiting at the doctor's or the oil change place and cannot believe people pay to watch that garbage!
03/19/2017 at 19:31
Paid off our mortgage 3.5 years ago. A short period of sacrifice can result in a lifetime of freedom!! And I still drive a $3000 truck!
03/19/2017 at 15:00.
Nicholas and Rebecca went from fighting over their finances to paying off $136,000 in 30 months. Here's their secret to success:
**Get the tools they used to win:**
The Total Money Makeover
[ Bit.ly Link ]
Financial Peace University
[ Bit.ly Link ]
Guide to Budgeting
[ Bit.ly Link ]
Nicholas & Rebecca's Debt Free Scream
1679 likes - 81 comments
Brenda Anne Lemery
03/19/2017 at 16:38
My husband and I are on track to be debt free by the end of the year!! Over 60k paid off in two years, and that's on ONE income. It can be done, believe in yourself and in the program!!!!
03/19/2017 at 16:21
Why not come up with reasons why it IS possible instead of it isnt? He got an inheritance. He downgraded his home. He sold a boat/car etc. He found a charity to provide something. He was able to settle with debt collectors. Whether you think you can or you dont youre right.
03/19/2017 at 16:28
So we cut up our credit cards. It was a start but our daughter needs monthly medications and supplies, then hubby was in the hospital. So medical was drowning us I took on another full time job. Just recently we transferred our credit card balances so I am hoping within a year to have our debt paid off. Except medical because for the love of everything it will never go away.
03/18/2017 at 23:00.
God can radically transform your life and your circumstances but what's your role in it?
Does God Bless the Diligent or the Faithful?
1076 likes - 30 comments
Alix Derrington Gruden
03/19/2017 at 02:03
Do not misunderstand fortune with blessings from Jesus. "Blessed are the poor in spirit, for theirs is the kingdom of God." People who truly understand poverty are blessed. People who are able to work hard and make a lot of money are fortunate.
Jennifer Matthews Coble
03/20/2017 at 01:48
I feel it has to be diligence...regardless of the hand we are dealt, if we are all diligent, and work hard, we can get where we need to be. If we sit back then we cannot complain about said hand.
03/19/2017 at 13:45
He lets it rain on the just and the unjust. Those of us that have struggled to overcome poverty and loss have become stronger and smarter. Perseverance breeds character. The world can know that we are His by the love that we show. We love because He first loved us. The book of Job shows that we can trust that God has purpose in suffering. Trust Him. He loves you.
03/18/2017 at 19:00.
"Families who use the zero-based budget save 18% more money than people who don’t."
10 Numbers That Will Change the Way You Look at Your Budget
2351 likes - 71 comments
03/18/2017 at 22:43
I like the article. Fortunately for Dave and Sharon, they were in the task together. I have a wife who says money is for fun. One person in a couple doing this is harder than 2. Wish luck upon me!
03/19/2017 at 03:08
Kennedy Luty - "A kid’s budget is broken into three areas: give, save and spend. Budgeting helps kids understand the value of work and how to use their own money to make purchases and bless others. It also teaches kids to be content—a refreshing quality in today’s youth."
03/18/2017 at 22:24
one again we see that Dave Ramsey is talking to rich people. It says people have an average turn around of $8,000 in the first 90 days
03/18/2017 at 15:00.
“After participating in Rachel’s 14-day challenge we came up with $2,000 to put towards our house.” – Patricia
Rachel Cruze's 14 Day Money Finder
856 likes - 19 comments
03/19/2017 at 08:57
I just signed up and hoping for a small side income stream. My full time J.O.B. take home pay still isn't enough and I bust my butt every day. I'm sick and tired of being sick and tired.
Joy Spraker Lewis
03/20/2017 at 03:54
Mike Lewis I want you to do this with me. Click it and put in your email.
03/19/2017 at 05:51
Most of it is great some didn't apply to me but it's a cool thing to try.
“I used to be the type of person who thought if I didn’t look at my bank account, then money would just appear in it,” he admitted.
How Budgeting Is Helping One Man Save $40,000 This Year
1147 likes - 50 comments
03/18/2017 at 00:46
Once you start budgeting and work Dave Ramsey's baby 👶🏻 steps it will cause you to hope and see the light. It will cause you to get up and work like crazy which will cause you to start winning with money. We started FPU November 2015 and fast forward today we are on baby 👶🏻 step 4/5&6. Paying double on the mortgage and on track to be completely debt free by 2020. Dave s plan works 100%.
03/18/2017 at 00:31
They never tell his income... 120 a month eating out budget?!? I get to eat out once every two months. After taxes I don't come close to that. Not mad at him. Just saying I can't.
Elaine Jackson Standridge
03/18/2017 at 00:09
How can people save $40,000 when they don't make half that!!! Here in our neighborhood the average pay rate is $9 to $10 an hour!!!
03/17/2017 at 21:00.
“If you're looking for an event that will breathe life back into your spirit, this is it!” – Ashauna, Houston, TX
5 Reasons the Smart Conference Is for You
331 likes - 14 comments
03/20/2017 at 02:04
Maryland needs you as well, especially the grandchildren of Maryland steelworkers and shipbuilders. We are mixing with the new generation of half million dollar homes buyers and we are trying to survive in our home state.
03/17/2017 at 23:48
Alaska has been desperately waiting for you Dave Ramsey!!! Please come!
03/18/2017 at 00:45
I think I'm going to unfollow this guy. He has decent financial advice but good God he's flooding my Facebook page
03/17/2017 at 18:00.
There's no pot of gold at the end of the rainbow unless you work hard to put it there! Get started on your journey to financial peace today:
[ Bit.ly Link ]
962 likes - 266 comments
03/17/2017 at 19:39
I got laughed at yesterday because I told a coworker I was getting a PT job to become debt free. She said good luck with that. It fired me up even more.
03/17/2017 at 20:09
OMG! I did it! I cancelled my Kohl's card and chopped it up! 😳
03/17/2017 at 19:30
One more paycheck next Friday and I'll be debt free!!!
03/17/2017 at 15:01.
No matter what step you’re on, take care of your family first. #DaveDaily
5232 likes - 56 comments
03/17/2017 at 15:37
But do pay debt before cable 📺 tv
40 percent of homes 🏡 foreclosed still had cable tv hooked up.
03/17/2017 at 16:07
Take out your tithe first... then the rest will go around.
03/17/2017 at 19:26
But don't buy steak, lobster, sodas. Use coupons, buy items on sale, buy store brands, and don't buy more than you need. Learn to say no, eat healthy, and save to get rid of your debt.